Most of the microfinance programs and activities in Africa are focused on the sub-Saharan region.  It is one of the poorest regions in the world, where only 5% to 25% of people have access to financial services. The region is substantially underserved by microfinance, with only 2% of the world’s microfinance institutions.

MIX Microfinance World: Sub-Saharan Africa Microfinance Analysis and Benchmarking Report 2010.  Projected growth rates of 5.1 and 5.4 percent in 2011 and 2012, respectively are good news for the region, in part to the growing cellular market.

Microfinance in Africa:  Combining the Best Practices of Traditional and Modern Microfinance Approaches towards Poverty Eradication

Africa’s mobile banking revolution: the poor now have access to financial services. Mobile banking and mobile money are revolutionising the face of personal and business banking in Africa.

Microfinance in Africa: Is it Either the Problem or the Solution?

Microfinance in Africa:  Banking for the Smallest Businesses

Aid vs. Trade:  A Solution for Microfinance in Africa?

Making Finance Work for Africa


Microfinance in Angola: Country Profile

Development Workshop-Angola

Micro-Finance for Urban Poverty Elimination: Sustainable Livelihoods Projects: Angola

Alleviating Poverty in Angola

Angolan Businesswomen Ink Microcredit Deal

Angola Enterprise Programme – Support to the Development of the Microenteprise Sector in Angola


Microfinance in Benin:  Country Profile

Financing the Rural Poor: Savings and Loan Network in Benin

Benin:  Implementation of the PARMEC Law for Regulation of Microfinance

Trapped deposit:  Depositors seal up Microfinance bank in Benin (June, 2011)

Empowering Local Microfinance Institutions in Benin

Evaluating the Microfinance and Health Protection Initiative in Benin, an ongoing study of microfinance recipients conducted by IPA and Freedom from Hunger, and PADME.

Triple Jump: Benin Microfinance sector – focuses on ALIDe, a microfinance institution.

Benin: Corrupt microfinance institutions profit from poorest

Savings-Led Microfinance Profile: CRS Benin

The Social Economy as a Response to the Economic and Financial Crisis: The Experience of Benin.  Discusses savings and credit cooperatives as the largest component of Benin’s microfinance sector, and are the most easy to access.


Ghana Microfinance Institutions Network (GHAMFIN).  An informal network of institutions and individuals that operate within the Ghana Microfinance Industry engaged in the  development of best practices for microfinance services.

Microfinance in Ghana:  Country Profile.  Lists 54 microfinance institutions, service providers, and micro-loans outstanding.

Refocusing on Client Experiences: What we know about their struggles.  An extensive survey among 531 micro-borrowers in urban Ghana, a  recent publication shows that 30% of borrowers are struggling with debt structurally.

Microfinance – A New Business in Ghana.  The increasing number of MFIs (in Ghana) whether a registered susu agent or an on-lending MFI is an encouraging phenomenon for the Ghanaian microfinance industry.

Microfinance in Ghana: An Overview. From Bank of Ghana Research Department, outlines the evolution of the sector, poverty reduction measures, and key stakeholders.

Microfinance Sector in Ghana. ‘Microfinance : Building Inclusive Financial Sectors and Supportive Legal and Regulatory Frameworks for the East African Region’. This presentation is an overview of the microfinance sector in Ghana, and discusses the relationship between microfinance and poverty reduction in the region.


Microfinance in Kenya: Country Profile

Central Bank of Kenya Introduction to Micro-finance Institutions. Kenya passes microfinance act to regulate microfinance.

An Evaluation of Micro-finance Programmes in Kenya as Supported through the Dutch Co-Financing Programme.

Kenya: Burden of microfinance to the poor. (2012)

Association of Microfinance Institutions of Kenya.  Various articles on microfinance institutions and clients in Kenya.

Chase Bank Licensed to Operate Micro-Finance Institution (in Kenya).


Microfinance in Liberia: Country Profile

World Relief – Microfinance Liberia

Local Enterprise Assistance Program (LEAP) is the largest microfinance institution in Liberia.

Developing Post-Conflict Microfinance Institutions: The Experiences of Liberia and Kosovo

BRAC – Liberia Microfinance.  Microfinance programs are extended to over 10,000 women.


Malawi Microfinance Network (MAMN). A strategic business plan developed for USAID.

Microfinance in Malawi:  Country Profile

Malawi Microfinance Network. A resource to microfinance programs in Malawi.

Microfinance Country Information: Malawi. Lists microfinance institutions in Malawi.


Microfinance in Tanzania. The government’s focal point for microfinance in Tanzania.

The Tanzania Association of Microfinance Institutions.  An umbrella organization for microfinance in the country.

Microfinance in Tanzania and Zanzibar. Aga Khan Foundation initiatives.

National Micro-finance Policy.  Regulations issued by the Ministry of Finance.

Accion’s Microfinance work in Tanzania


Association of Microfinance Institutions in Uganda (AMFIU) – an umbrella organization of microfinance institutions and practitioners.

The high cost of microfinance in Uganda – local village savings and loan schemes.

Microfinance in Uganda: Country Profile